Condominium Insurance
Whether you own a condominium or a co-op, you have common and personal insurance needs. What Protection Does It Offer? Designed specifically to meet your unique homeowner needs, a condominium/co-op insurance includes coverage for your personal possessions, structural improvements made to your living space and extra living expenses sustained due to an accident. It is important […]
Admitted and Non-Admitted Business Insurance
When it’s time to purchase a business insurance policy, it’s time to research some unfamiliar terms. Selecting a comprehensive liability package might be easier than you think—but adhering to your state’s laws and regulations may be a bit tougher. Often, prospective business insurance policyholders have a question: What are admitted insurers? What are Non-admitted insurers? Do their […]
Nighttime Driving Tips to Keep You Safe on the Road
Driving after dark is very common in the late fall and winter months. The sun sets sooner, making it harder to navigate the way home after work. The risks are many. Deer are crossing the street virtually unseen. A child could be walking along the edge of the road, hard to notice until you are […]
4 Types of Additions to Business Owner’s Policies
Business Owner Policy or BOP is a type of business insurance. It is a basic policy providing the most common types of coverage most businesses need. Purchasing a BOP plan makes sense for many companies because combining these commonly needed policies can significantly reduce costs. However, Business Owners Policy plans do not always cover all […]
Condo Insurance 101
You might think that home and condo insurance are similar, but there are many differences. Most condos don’t have backyards or basements. You own everything within your condo, and ownership of the rest of the complex is usually shared between all condo owners. To make things even more confusing, insurance rules are different between different condominium […]
5 Things to Ask Before Renewing Your BOP
A Business Owner Policy, or BOP, provides financial coverage for many businesses. This is a simple, streamlined form of business insurance. It usually gives companies the ability to keep costs low. However, it often provides for most needs. Before renewing this policy, take a closer look at it. It may be time to add to […]
Is it Time for a Homeowners Insurance Checkup?
When you purchased your home, you likely purchased homeowners insurance at the same time; and if you are like most homeowners, you have not thought about it since. Here are some questions to discuss with your independent insurance agent to make sure your policy fits your current needs. Let’s take a quick look at the contents of […]
Can Your House Handle High Winds?
Do you live in a state that experiences thunderstorms, tornadoes or hurricanes? The answer is probably yes! Most of us experience at least one type of these storms. Why is that important? Because storms typically include high winds, which can cause roof damage. In fact, the Insurance Institute for Business and Home Safety tells […]
BOP Coverage for Storm Damage
Severe weather can strike any community, and it might do a lot of damage to an area in a short time. If your business is one of the impacted properties, then you might face a big financial burden as you work to repair the damage. As a result, you might want your business owners policy […]