Homeowners Liability in Oak Forest, Orland Park and Surrounding areas Throughout IL

Protect Yourself, Your Home, and Your Finances.

Your homeowners insurance policy is referred to as a package policy, which means that it provides a level of protection against both claims of property damage and liability. Knowing what each portion may cover can help you make informed insurance decisions and secure proper protection.  

The team at Jordan Insurance Services & Associates is here to help you find the right homeowners insurance policy for you. We understand part of that mission involves ensuring that you’re as informed as possible about the intricacies of your policy.  

What Is Homeowners Liability Insurance? 

Part of your homeowners insurance policy provides liability protection, which may include:  

• Liability to others: This part of your policy generally covers against lawsuits for bodily injury or property damage that you or your family members may cause to other people. It can help pay for both the cost of litigation and any court awards, up to the limit of your policy. It covers you whether you are at home or away. 

• Medical payments: If a visitor is injured in your home, medical payments coverage allows the person to submit medical bills directly to your insurance company. The benefit is that expenses are paid to the injured person up to the policy limit without a liability claim filed against you.

In some cases, it may be beneficial for you to purchase additional liability protection. Your Jordan Insurance Services & Associates agent will help you review your insurance needs and suggest recommended levels of coverage to carry, which may include purchasing an additional umbrella insurance policy.  

Learn More Today 

To learn more about homeowners liability insurance or to get a quote today, give Jordan Insurance Services & Associates a call.